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Payment Gateway Integration
Payment gateway is an E-commerce service that authorizes payments for e-businesses and online retailers. Payment gateways encrypt sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and the merchant. Payment gateway integration is the process by which your website is enabled to carry out the transactions in a secure way.
The Payment Gateway is needed to be acquired by the owner of the site and the integration of the same in to the website is performed by us. There exists various types of Payment Gateways, some of which are mentioned below & since it requires varying amount of effort in integrating; so cost for integration of each Payment Gateway varies from bank to bank.
We have successfully integrated the following payment gateway options for our clients -
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Paypal Integration (International)
[accepts Credit Card, Paypal Transfer] -
ATOM Integration (Indian)
[accepts Credit Card, Debit Card, Netbanking, Cashcards] -
CCAvenue Integration (Indian)
[accepts Credit Card, Debit Card, Netbanking, Cashcards] -
TechProcess Integraion (Indian)
[accepts Credit Card, Debit Card, Netbanking, Cashcards] -
PayU Integration (Indian)
[accepts Credit Card, Debit Card, Netbanking, Cashcards] -
HDFC Integration (Indian)
[accepts Credit Card, HDFC Debit Card]
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Product Function
Payment Gateway Integration
Why is Payment Gateway needed?
Payment Gateway holds the essence of any e-commerce site. One cannot think of making or receiving on-line payments without a Payment Gateway. Payment Gateway basically refers to an e-commerce service that authorizes payments for e-businesses & online retailers. It, in a way, represents a physical POS (Point-of-sale) terminal located in most retail outlets. Payment gateways encrypt sensitive information, such as credit card numbers to ensure that information passes securely between the customer and the merchant.
How do Payment Gateways Work?
- A customer places order on website by pressing the submit order or equivalent button
- The customers web browser encrypts the information to be sent between the browser and the merchant’s web server. This is done via SSL
- The merchant then forwards the transaction details to their payment gateway. This is another SSL encrypted connection
- The payment gateway forwards the transaction information to the payment processor used by the merchants acquiring bank
- The payment processor forwards the transaction info to the card association